MCA Closers is operated by Enrichment Capital, LLC and run by its founder, Janardan Tomar. For years his teams supplied merchant files to brokers across the country and watched the same application get sold ten times, the merchant get ten calls, and nobody in the chain get measured on what happened next. The exchange is the fix: one broker per file, a ladder that rewards the brokers who actually fund, and a house that keeps its hands off the paper.
Enrichment Capital does not take files from the exchange. That rule is in every seat agreement, and it is the reason a broker can trust the ladder.